X2X2 ($XTWO)
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Version 2.1 · 5 November 2026 · X2 Social LLC

X2 ($XTWO) Whitepaper

The token of X2 Social. Connecting Crypto.

1. Introduction

X2 ($XTWO) is the token of X2 Social. X2 Social is Connecting Crypto: a messaging network for crypto wallets. Message any wallet, on any chain. Conversations, groups and broadcasts between X2 users are free.

Wallet addresses are the most common identity in crypto, yet there is no simple, safe way to write to one. People paste addresses into explorers, attach notes to tiny transfers, or hunt for the owner on social media. X2 Social turns a wallet into an inbox: your wallet is your account, with no email, no phone number and no password.

$XTWO sits underneath. X2 balances are held in $XTWO, and every $1 fee for a first message to a wallet not on X2 is burned: sent back to an issuer that no one controls, so the supply only goes down. Users do not need to buy $XTWO to use X2 Social.

$XTWO is not an investment, carries no rights to profits or dividends, and is not redeemable.


2. The XRP Ledger: the ground we build on

The XRP Ledger (XRPL) has run since 2012 and has closed over 100 million ledgers (MEXC). It settles transactions in 3–5 seconds for a fraction of a cent (XRPL.org), without mining.

2025–2026 has been a turning point for the ecosystem:

Area What happened Source
Regulation SEC–Ripple case concluded Aug 2025; on 17 Mar 2026 the SEC and CFTC classified XRP as a digital commodity BYDFi
Market access US spot XRP ETFs launched Nov 2025 NerdWallet
Usage Nearly 3 million daily transactions in March 2026 Analytics Insight
Tokenized assets From about $150M to nearly $4B in a year Phemex
Stablecoins RLUSD at about $2.4B, around $1.05B of it on the XRPL Yahoo Finance
Institutions Financial institutions using XRPL for collateral, tokenized assets and payments Cryptonews
Sustainability About 63 tCO₂e per year for the whole network XRPL Commons

The XRPL has a built-in decentralized exchange and native automated market maker (AMM, live since March 2024) (XRPL.org). Tokens like $XTWO trade there directly, with no outside smart-contract layer.

Why this matters for X2: a messaging network needs payments that confirm in seconds and cost almost nothing. The XRPL provides both, with a fixed-supply token that anyone can check on the public ledger.


3. What $XTWO shares with XRP

XTWO

XRP

Fixed supply, no new XRP created

Timed escrow releases

Transaction fees destroyed

3-5 s settlement

Fixed supply, issuer blackholed

12 timed escrow releases

New-wallet fees burned

Same ledger, same speed

Feature XRP $XTWO
Supply Fixed; no protocol issuance Fixed; issuer's keys disabled (blackholed), so no new $XTWO can be created
Timed releases Ripple releases up to 1B XRP from escrow each month (Yahoo Finance) 400M $XTWO in 12 ledger escrows, one every ~60 days to Sep 2028
Fees destroyed Every XRPL fee is permanently destroyed (XRPL Wiki) Every $1 new-wallet fee on X2 Social is burned
Settlement 3–5 s Same ledger, same 3–5 s
Verifiable Public ledger Public ledger + X2 Transparency page

The difference: XRP's burn is tiny by design (an anti-spam cost). $XTWO's burn is the whole $1 new-wallet fee, so burns grow with use.


4. The use case: X2 Social

X2 Social is Connecting Crypto: message any wallet, on any chain.

Senderconnects any walletX2 Socialfree between X2 usersRecipient on X2message arrivesWallet not on X2$1 first message, burnedReads and repliesfreeOwner connectspicks up the conversation

Who it is for: traders reaching other traders by wallet address; projects writing to their holders; buyers and sellers of digital assets; anyone who knows a wallet but not the person behind it.


5. How $XTWO moves through X2 Social

X2 balance. Users add funds in their own network’s main coin, or USDC and USDT where shown. Each deposit is at least $5. X2 converts it at the market price and the user’s X2 balance is held in $XTWO, shown in $XTWO and US dollars. The balance is for use inside X2 only: it cannot be withdrawn, transferred or exchanged for money.

First message to a new wallet: $1. Charged from the X2 balance in $XTWO at the price at that moment. 100% of the $1 fee is burned, once an hour, sent back to the $XTWO issuer.

Knock (optional). A whole-dollar amount from the recipient’s smallest knock up to $20. Each person sets their smallest knock at $5, $10 or $15; for wallets not on X2 it is $5. X2 pays the network fee, so the sender pays only the knock amount. The recipient receives 75% in their wallet’s own coin; X2 keeps 25%. If a knock cannot be delivered right now, X2 says so before anything is charged. If it fails after it was charged, the full amount returns to the X2 balance.

ActionPriceWhere the $XTWO goes
Messages, groups and broadcasts between X2 usersFreeNothing is charged
First message to a wallet not on X2$1Burned
Later messages to the same walletFreeNothing is charged
Knock$5 to $20, whole dollarsUsed to pay the recipient 75% in their own coin; X2 keeps 25%
User adds fundsany accepted coinX2 balanceheld in $XTWO$1 new-wallet feeKnock$5 to $20Burnedsent to the locked issuerRecipient gets 75%in their own coinTransparency pageevery burn listed

Every burn is a public ledger transaction, listed on the X2 Transparency page. As of 5 November 2026, about 7.86M $XTWO has been burned.


6. Tokenomics

6.1 Supply (5 Nov 2026)

Item Amount ($XTWO)
Circulating (issued, not in escrow) 592,141,550.88
In escrow (12 releases) 400,000,000.00
Total outstanding 992,141,550.88
New issuance possible 0 (issuer blackholed)

Supply can only go down: every $XTWO burned through X2 Social (or sent to the issuer by anyone) leaves circulation permanently.

60%40%$XTWO outstanding (5 Nov 2026)CirculatingEscrow (12 releases)

6.2 Escrow release schedule

12 ledger escrows of 33,333,333.33 $XTWO each, held from the distribution wallet to the creator wallet, with no cancel date. They become claimable on these dates:

# Date Amount Cumulative released
1 26 Nov 2026 33.33M 33.33M
2 25 Jan 2027 33.33M 66.67M
3 26 Mar 2027 33.33M 100.00M
4 25 May 2027 33.33M 133.33M
5 24 Jul 2027 33.33M 166.67M
6 22 Sep 2027 33.33M 200.00M
7 21 Nov 2027 33.33M 233.33M
8 20 Jan 2028 33.33M 266.67M
9 20 Mar 2028 33.33M 300.00M
10 19 May 2028 33.33M 333.33M
11 18 Jul 2028 33.33M 366.67M
12 16 Sep 2028 33.33M 400.00M
Escrow remaining ($XTWO millions)Oct26Nov26Jan27Mar27May27Jul27Sep27Nov27Jan28Mar28May28Jul28Sep28400350300250200150100500

6.3 Burn mechanics

6.4 Market

$XTWO trades on the XRP Ledger’s built-in exchange and its XTWO/XRP pool (0.3% trading fee). The live price chart is on x2chain.net. The market is young and thin; see Section 10.


7. General information

Item Detail
Issuer X2 Social LLC (Delaware)
LEI None
Issuing location XRP Ledger (public, permissionless)
Issued 2026
Issuing mechanism XRPL issued token (currency code XTWO); issuer account keys disabled after issuance (blackholed)
Corporate structure Single limited liability company; no subsidiaries; no affiliated foundation
Description Token of X2 Social: X2 balances are held in $XTWO and $1 new-wallet fees are burned. Not a stablecoin, not backed, not redeemable
Issuance process One-time issuance in 2026; no further issuance possible
Redemption process None. $XTWO is not redeemable. X2 buys $XTWO at the market price only to hold X2 balances, and sells it only to pay for knocks

8. Technology

ItemDetail
General components$XTWO issued token on the XRP Ledger; X2 Social app and website; secure, encrypted message storage; delivery wallets on supported chains; X2 balance accounting
WalletsUsers connect their own wallet, on any supported chain. Users keep control of their own wallets
Payment checksEvery deposit is checked on its own network before it is credited
Partners and servicesX2 works with partners and services for hosting, storage and network access. None of them can read messages
Code reviewEvery change is tested on copies and checked in a dry run before release; an independent code review is planned
DocumentationDocs, Terms, Privacy, Acceptable Use, Sending limits, X2 balance and $XTWO at x2social.net; the $XTWO notice and this whitepaper at x2chain.net
GovernanceX2 Social LLC operates X2 Social. $XTWO carries no voting or governance rights
Security vulnerability proceduresReport through the contact form on x2chain.net; acknowledged, fixed and disclosed after the fix
Security auditsNone completed yet; an independent security review is planned

9. Business model

X2 keeps 25% of each knock. Message fees are burned in full and are never kept by X2. Company Revenue values are published on the X2 Transparency page.

Costs: knock network fees, which X2 pays, plus hosting, storage and development.

Alignment: X2 earns only when it delivers real knocks, and supply falls as the network is used.

More people on X2More new wallets reachedMore knocks deliveredMore $XTWO burnedFunds operationsBetter product

10. Risks and how we manage them

Risk What it means How we manage it
Price $XTWO can lose value, including all of it No price promises; fees set in US dollars and charged at the price at that moment
Liquidity The market is thin; large orders move the price a lot Deposit and knock limits; knocks refused before charging when they cannot be delivered
Concentration Escrow releases go to one creator wallet Schedule published here and visible on the ledger
Operational Outages, delays, failed knocks Retries, confirmations, full refund to the X2 balance on failure, monitoring with alerts
Cyber Attacks on servers or wallets Encryption, sending limits, payment checks, separate wallets, monitoring
Ledger XRPL reserves; irreversible payments Explained in the $XTWO notice
Regulatory Rules for tokens and messaging may change Compliance checklist; licensing plan

Full text: $XTWO notice.


11. Disclosure register

Heading Answer
Exchange trading XRPL DEX and AMM. No centralized exchange listing
Capital markets None. X2 Social LLC has not raised capital through $XTWO
Emerging markets X2 Social is global; cheap, fast messaging suits regions where wallets are common and banking is not
Liquidity XRPL AMM pool and DEX order book; see Section 10
USD value Floating; not pegged. Shown at live price for convenience
Availability Any XRP Ledger wallet with a $XTWO trust line. X2 Social users do not need to buy $XTWO
Supply and circulation Section 6
B2B value Projects and businesses can message holders and customers by wallet address
Shared services Partners and services for hosting, storage and network access; see Section 8
Reserve None. $XTWO is not backed by any reserve
Reconciliation Burns reconciled against the ledger and published
Operations Run by X2 Social LLC
Transparency Transparency page with every burn, plus Company Revenue values
Engineering In-house
Monitoring Deposit, knock and wallet-level monitoring with alerts
Guidance Docs and FAQ at x2social.net/docs
Preservation Not applicable (no reserve)
Buffer Not applicable (no reserve)
Valuation policy Not applicable; price set by the open market
Custody X2 Social LLC holds X2 balances in $XTWO. Each user’s share is recorded by X2. People who buy $XTWO themselves hold it in their own wallets
Segregation X2 balances, knock delivery and company funds are kept in separate wallets
AML compliance Sanctions and abuse controls planned; listed on our compliance checklist
Legal compliance Section 14
Environmental factors XRPL needs no mining; about 63 tCO₂e per year network-wide (XRPL Commons)

12. Public addresses

Role Address
$XTWO issuer (blackholed) rpBrH49qcmJVoijwHHm53ftPMW12g2zMHC
Distribution wallet (escrow source) rpUQwKZ33sUc1aD7i4KR6qqNiQN62Rf8XJ
Creator wallet (escrow destination) rGfN6nAAiKh3g9udNUb5peiLYCS7nx6f66
XTWO/XRP AMM pool rMMrCgSukcTFDc1tym4JtThqXVSqrhWaTc

13. Roadmap

NowX2 Social app and websiteX2 balancefree messaging, $1 burnsNextmore social featuresMobile appLicensingwhere it applies

No dates are promised.


14. Legal

X2 Social LLC is a Delaware limited liability company. Use of X2 Social and $XTWO is governed by the Terms, Privacy Policy, Acceptable Use, Sending limits and the X2 balance and $XTWO page at x2social.net, and the $XTWO notice at x2chain.net. $XTWO is not an investment and gives no right to profits, dividends, votes or redemption. This whitepaper is updated when a process changes; the latest version is always at x2chain.net/whitepaper.html. Contact: the contact form on x2chain.net.


15. Sources

All sources are linked where they are cited. Ledger figures can be checked on any XRP Ledger explorer using the addresses in Section 12.